TERMS OF USE (ENGLISH)
Use of this website and any future interaction with COLMEXICO INSURANCE SERVICES is expressly conditioned upon your acceptance of these Terms of Use. If you do not agree with these terms, do not use this website. You represent that you are at least 18 years of age.

By using this website, you waive the right to sue in court or participate in any class action. You agree to binding individual arbitration as described in the “Dispute Resolution (Arbitration)” section.

Website License
All materials on this website are the intellectual property of COLMEXICO INSURANCE SERVICES or its licensors. You may not copy, reproduce, distribute or create derivative works without prior written authorization.

It is strictly forbidden to:
• Republish content to other sites
• Sell or sublicense materials
• Display content publicly
• Commercially exploit content
• Modify or edit site material
• Use automated data collection (scraping)

Insurance Transactions
Policyholders may NOT bind, change, or cancel coverage by:
❌ Email
❌ SMS text message
❌ Voicemail

To request changes, you must speak with an authorized representative at:
📞 (626)-760-1767

No change, coverage, or cancellation is effective until confirmed in writing. Coverage may also be cancelled for non-payment.

Call Recording and Monitoring
By communicating with our representatives, you authorize COLMEXICO INSURANCE SERVICES to record, monitor, and store calls or chats for quality and compliance purposes.

Do not submit sensitive information such as credit card numbers or Social Security numbers via messages or chats.

Acceptable Use
You must not use this site for illegal, fraudulent, or harmful purposes, nor upload malicious software.

User Content
By submitting any content (text, images, or multimedia), you grant the company a worldwide, irrevocable, royalty-free license to use such content.

No Warranty
This site is provided “AS IS” without any warranties of any kind. We do not guarantee availability or complete accuracy of the content. Nothing on this site constitutes legal or financial advice.

Limitation of Liability
COLMEXICO INSURANCE SERVICES shall not be liable for indirect losses, loss of profits, loss of data, or any damages arising from the use of this site.

Dispute Resolution (Arbitration)
You agree that any dispute related to these terms or your use of the site will be resolved exclusively by binding individual arbitration administered in accordance with the Federal Arbitration Act.

You expressly waive:
❌ Jury trial
❌ Class or collective action rights

Legal notices must be sent to:
📧 colmexicoinsurance@gmail.com

Governing Law
These terms are governed by the laws of the State of California. Any permitted legal proceeding shall be brought in competent courts located in Altadena, California.

PRIVACY POLICY (ENGLISH)
COLMEXICO INSURANCE SERVICES respects your privacy. This Policy describes how we collect, use, and protect your information.

Information We Collect
We only collect the information necessary to:
✔ Provide insurance quotes
✔ Issue policies
✔ Provide customer service

This may include:
• Name, address, phone number, email
• Vehicle, property, or business information
• Relevant insurance history

Use of Information (Type A)
Your information is NOT used for advertising, data sales, or promotions.
It is used solely to provide quotes and issue policies.

SMS
By providing your phone number, you agree to receive messages related to your policy.
To unsubscribe: text STOP
For help: text HELP
SMS Phone: (626)-760-1767

Sharing with Third Parties
We only share information with authorized insurance carriers as needed to process policies.

Consumer Rights (CCPA/CPRA)
You may request:
• Access to your data
• Correction or deletion
• Confirmation of how your data is used

Requests:
📧 colmexicoinsurance@gmail.com